“Kris Miller was great in helping me update my revocable trust. A trust is one of those things you do and then can set it aside and years go by and things change. Mine needed serious updating and Kris met me at the office and we were able to make the appropriate changes. Her assistant Elizabeth was also great in coming down to sign the necessary documents and to explain and notarize what was necessary. Always a good feeling to know that things are in order. Thank you!” Deanne Motsenbocker

Luxury Director, PORTFOLIO Real Estate A Division of KW Luxury Homes International Realtor

“Hi! This is Barbara, and I can’t say enough about what Kris has done for me and my family in helping me to receive my long-term health care insurance. I just thank God for her; a great agent. Thank you!”

Kris, I would say about four years ago, my gal Susan and I came to see you at your office. You made up a Living Trust for each of us separately. Very sad to say my Susan passed away two years later. All I have to say is how wonderful it was for you to advise us and help us with our Living Trusts. When Susan died, regarding her family and other things there was not one hitch. Everyone was happy that all went well. So Kris, regarding Wills and Living Trusts you are okay. I have never written anything like this before, but had to express myself. Thank you again. Fred Sammut

My dear friend Kris Miller has a fantastic book out called ‘Ready for Pretirement – 3 Secrets for Safe Money and a Fabulous Future‘. I wish I had all the great resources Kris shares in this book 10 years ago when my journey with my Father began! This book offers many “peace of mind” tools to insure your financial future in your twilight years. Highly recommend grabbing your copy today! She has some sweet bonuses too. Jennifer Carlevatti Aderhold

Dear Kris Just wanted to thank you for all the prayers and support after my husband died! Unfortunately I thought I should seek an attorney’s advice and that was the biggest mistake. The attorney just left the trust as you prepared but just charged me forever and a leg. I only got a copy and I am still begging to get the originals which he wants to keep to charge the next generation. Any way enough said. you are the best and so caring Jane M. Nebraska

Kris this is Joan and I just wanted to thank you for caring. Your office helper Liz is the nicest person I’ve ever met. I wrote a rating five star on your ad page. I wish you the best. Joannie

I attended Kris Seminar about Estate planning and Living Trusts and was extremely pleased with the simple understandings that Kris shared with me. I took her advise and it’s made a big difference for me. I found Kris honest and trustworthy. I would recommend her for anything you need. Joan Dunn, Hemet, CA

We have been told that the format and content of the Living Trust was done very well. Thank you so much for doing such an excellent Living Trust. Shirley Henderson, Velma Blickenderer, Vivian Keehn

Daughters of Velma Huggins

I would like to say ‘Thank You’ for the professional and personal way you took care of my estate planning and also my investments. Coleva A. Rogers

I retired last year after 34 years in education. About 8 months ago, the parents of a former student of mine died in a car accident, leaving 4 children behind; one married, one in college and two still in high school. The parents did not have a will. They were the same age as my husband and me. The children were struggling to pay the mortgage, tuition and living expenses since their parents’ savings and accounts were in probate. Their case is backlogged in the courts right now. This REALLY got me thinking.

Then, a friend talked to us about living wills and trusts and dropped the name Kris Miller, as one I should call. Just about the same time, I saw an ad in the newspaper about a Living Trust Seminar at Marie Calendar’s. My husband and I went. Kris Miller was the speaker! We learned about how to keep our assets safe from probate and conservatorship, and how Powers of Attorney for finances and healthcare can protect us from the unexpected.

At this stage in life, we wanted our retirement savings to last and to be sure our children and grandchildren would receive all we had set aside for them. We had already lost $13,000 in the stock market. We did not want an unexpected event to mirror the plight of my former student’s family!

We met with Kris a week later and she prepared a Living Trust for us. She not only put together an easy notebook for us to follow, but advised us on account and long term care options. Our assets are now secure and our estate is properly set up.

We were so pleased with Kris that we brought my 88 year old dad in for Kris to prepare his Living Trust. She was so kind and patient with him, walking him through every step of the way. We are all so grateful and thankful to Kris for protecting all our assets from market loss and probate.

Robin Navarro, Hemet, California

Kris Miller has the ability to explain planning for retirement in a way we can all understand and prepare.

Patricia Fripp

Letters of Recommendation

Click images below to enlarge them.

“I’ve heard Kris Miller talk about pre-retirement planning”

“Hi! I’m Dr. Joan Rosenberg, and I had an opportunity to hear Kris Miller talk about pre-retirement planning. I have to tell you, that there are two very important things that you’re going to take away from your experience listening to her talk. One is peace of mind. The second is assuring your quality of life. What I want you to do is to have an understanding that no matter what age that you are; the 20’s, 30’s, 40’s, 50’s, or beyond, it doesn’t matter. If you haven’t engaged in planning on medical, financial, or legal concerns, you have to do it right now. What I got from listening to Kris talk was the urgency, if you will, and the importance of doing it, doing it early, and she presents the material with such clarity and such organization, that you will be able to walk through the whole process and really walk away with great peace of mind. Follow what she does. It’s great information. I want you to have a great quality of life.” Dr. Joan Rosenberg

Many professionals can be inspiring and many informative, but seldom do the two co-exist. Such is the case with Kris Miller. In all my years of working with financial experts I have never been as inspired or informed as I have been with Kris. She really knows her stuff and she knows how to engage others to the process of gaining greater financial freedom. I recommend her highly for both individuals as well as firms looking to increase their financial viability. Val Jon Ferris

Leadership Development Consultant, Hewlett-Packard, Agilent Technologies, Yahoo, Microsoft, Intuit

Carol Callahan says:

Cindy so happy with her Tax Free Annuity, never lost $1

More from Cindy

My dear friend Kris Miller has a fantastic book out called ‘Ready for Pretirement – 3 Secrets for Safe Money and a Fabulous Future‘. I wish I had all the great resources Kris shares in this book 10 years ago when my journey with my Father began! This book offers many “peace of mind” tools to insure your financial future in your twilight years. Highly recommend grabbing your copy today! She has some sweet bonuses too.

Jennifer Carlevatti Aderhold

“You’ve really been a blessings in our lives.”

Happy and informed from Kris’s workshop and the info she got is worth a million dollars to her

Jim Investments and trusts and got a new portfolio now that is worth a lot more and we are happy

Kris this is Joan and I just wanted to thank you for caring. Your office helper Liz is the nicest person I’ve ever met. I wrote a rating five star on your ad page. I wish you the best.

Joannie

“I met Kris Miller at a seminar, and she really helped me with the different kinds of things like annuities and IRAs.  I’d recommend her wholeheartedly.  If anyone wants to call her, she can help you out, tremendously.  The workshop was really good.  I learned a lot at the workshop.”

Louis Meyers

“What a delight to do business with Kris Miller!”

“I want to tell everybody, and I’m not afraid to tell this, what a delight it is to do business with Kris Miller. She’s walked us through our living trust, explained all the various details in layman’s language. This has really been great. I’m not used to the ambiguous big words attorneys use. She has been a delight to work with; she’s a delightful person; and interesting as the devil once you get to know her. Thank you very much, and I encourage anybody with problems with their living trusts or annuities to please contact Kris Miller.” Ralph Sooza

Beatrice: “We found out so much info from Kris and everything explained and easy.”

Dear Kris Just a short note to tell you how much I appreciate your advice to invest in American Equity made my investment this time, wake-up and is making my life much easier.
Thank you Kris,
Sincerely,

Patty M.

I heard Kris Miller, speak at the American Payroll Association, and once she thought to myself this lady knows about Retirement, so I bought her book and gave it to my Director of Pay and Retirement Services, and invited her to Washington DC, to speak for the Government Financial Officers Association-WMA
Sincerely,

Jaininne Edwards

Senior manager responsible for the execution of $288 million payroll for select retired members of the US Secret Service and US Park Police departments. Certify and approve retirement plan contributions for participants in Civil Service Retire System (CSRS), the DC Police and Firefighters’ and DC Teachers’ Retirement Plans. Manage collaborative relationships with District of Columbia government agencies as well as the federal government i.e., Office of Personnel Management (OPM), U.S. Secret Service, and Department of Interior. Supervise a team of 9 professionals in administering federal health and life insurance programs, processing monthly payroll, completing system upgrades, performing internal audits, business continuity planning, and user training., Pension Officer- DC Government

Robin – “She really got me thinking and organized”

I retired last year after 34 years in education. About 8 months ago, the parents of a former student of mine died in a car accident, leaving 4 children behind; one married, one in college and two still in high school. The parents did not have a will. They were the same age as my husband and me. The children were struggling to pay the mortgage, tuition and living expenses since their parents’ savings and accounts were in probate. Their case is backlogged in the courts right now. This REALLY got me thinking.

Fern – “I really appreciate her and everything going great”

“Hi!  My name is Fern King, and I’m from Moreno Valley, California.  I met Kris through one of the specials that she sends out through flyers.  I went to one of her meetings and heard her talk, and I found it very interesting.  I went to her and told her about some money that I had…actually money that I did not know I had.  She found it for me, she told me about it, and set it up for me to roll it over into another annuity.  Also, I did all my living will, my will, and all of that through her.  She was very good about doing that.  I really appreciate her.  I think that everything is going great.  Thank you.”

Fern King

Then, a friend talked to us about living wills and trusts and dropped the name Kris Miller, as one I should call. Just about the same time, I saw an ad in the newspaper about a Living Trust Seminar at Marie Calendar’s. My husband and I went. Kris Miller was the speaker! We learned about how to keep our assets safe from probate and conservatorship, and how Powers of Attorney for finances and healthcare can protect us from the unexpected.

At this stage in life, we wanted our retirement savings to last and to be sure our children and grandchildren would receive all we had set aside for them. We had already lost $13,000 in the stock market. We did not want an unexpected event to mirror the plight of my former student’s family!

“The biggest mistake I’d done, it was 8 years ago, when I didn’t take out the annuity you were suggesting to me.  Because I trusted the other people that told me it was no good and to throw it away and get one from me.  I really regret I did.  I’m never gonna do a thing like that.  I’m never gonna forgive myself for what I did, because you know everything, and you help everybody.  You’re helping people.  That’s very good.  These other people they don’t help.  They want your money. Well thank you very much.  God bless you.  Thank you for everything.”

Tommy Gorgas

Sue – She showed us A Safe and secure way to invest”.”

“My name is Sue Rabb, and I’m from Hemet, California.  When my husband and I first met Kris Miller, we had lost approximately 30 percent of the funds that we had set aside for our retirement through stock market changes and things that we could not foresee.  Thanks to Kris, we have found a place where we no longer worry about losing our funds, and we’re looking forward to them growing.  We really appreciate and thank Kris Miller very, very much for the information and the guidance that she gave us.  Thank you, Kris.”

Sue Rabb

We met with Kris a week later and she prepared a Living Trust for us. She not only put together an easy notebook for us to follow, but advised us on account and long term care options. Our assets are now secure and our estate is properly set up.

“She is kind and patient.”

“I have a living trust with this lady.  I got it about a year and a half ago.  I just want you to know that she and her people she works with are fantastic.  You can go into their office and they will take time with you and explain all your questions.  I just think that she’s great.  You can also take your living trust to the bank and get that registered there.  I just feel that she is fantastic with the price that she charges also.”

“Hi!  My name is Robin Navarro.  I’m from Hemet, California.  I retired last year after 34 years in Education.  About 8 months ago, a former student of mine’s parents were killed in a car crash; very sad.  They had four children.  Their oldest was married, and they had one in college, and two in high school.  The thing is, they are the same age as we are, and they didn’t have a will.  It was really difficult because the one who was married, he had to take in the others, and he couldn’t get the money out of the bank.  He couldn’t pay the mortgage.  He couldn’t pay his brother’s tuition, and on and on, because their assets were tied up in probate.  It’s still backlogged in the courts today.  That really got me thinking.  Just then, a friend of mine started telling me about living trusts.  I’d never heard of that before. Just about the same time, I read an article in the newspaper in the “Press Enterprise”.  It was all about a seminar on living trusts.  And it was here at our local restaurant, Marie Callender’s, so my husband and I went.  And lo and behold the speaker was Kris Miller.  And, I’m telling you, I learned so much from that seminar.  Things I never even thought about, living trusts, wills, probate, conservatorship, powers of attorney for financial and health issues; just the gamut.  I really did learn a lot.  I got to thinking about the plight of my former student’s parents.  I didn’t want that to happen to us.  I didn’t want to leave my kids without anything, with all that we had saved and set aside.  So we made an appointment with Kris, and we saw her the next week.  She set us up with a living trust.  She made it so easy. She gave us this really easy to follow notebook.  She advised us on some account options and long-term care, and she put it together, she planned our estate, and she secured our assets. We are very grateful to her.  I was so happy with that, I brought my 88 year old dad in.  He’s kind of old fashioned, and living in another world, but we needed to get this tied up quickly because of his age.  And she was so kind, and she walked him through that step by step, explaining everything about his living will and his accounts.  We’re both so grateful to Kris for what she did.  Now I know our estate is well planned.  Everything is legal and taken care of and our money is safe.  Previously, we lost $13,000 in the stock market, so this made me feel good that everything was safe and sound.  I can’t say enough about the great job she did.  I recommend Kris Miller.  Give her a call.”

Robin Navarro

June 4, 2010
Dear Kris Just a short note to tell you
how much I appreciate your advice to invest in American Equity
it is making my life much easier

Sincerely

Patty Matheis

Kris Miller and her assistant Liz, have helped me with my Living Trust for years. They also helped my dear friend and upon her passing everything went very smoothly.I am very grateful for their assistance and feel good recommending them to others.Sincerely,

Fred Sammut

You can call me at 951 766-4488

Thank You, so much to take the time to explain the Trust to me so I can understand what is going on.  You put it in Layman’s terms and that helps me understand what I’m doing and how this serves me.Again I appreciate your patience and time.  It’s been a pleasure doing business with you.

Cath C in CA

I have been coming to see you for over 20 years now.  I always know you will take care of me and I have referred many friends to your business.  It is refreshing to have someone you feel confident in.

John M in CA

I was in the Moreno Valley Women’s Club in 1994 when Kris Miller had a Workshop at our Club House. Kris explained about how we can avoid Probate, Save Taxes, Protect our assets from Nursing Home costs. Provide for disability, Save Taxes. and maintain privacy.  Kris Miller has prepared our Living Trusts and walked us through the process of enrolling in an Annuity to protect our assets from market loss and an income we will never out live.  I also got a Long Term Care policy so I can stay in my own home instead of a nursing home.I wish I had known Kris Miller when I was younger and have her prepare all the documents to avoid mistakes that I made.  Kris is there to update your documents too.Retirement is something that adults over 40 should be preparing for, I highly recommend Kris Miller’s Trusts Unlimited to do that. Kris is an accomplished singer as well.

Charlotte S. in California

Kris with Charlotte Sedillo

Kris with Charlotte Sedillo

“True love does not have happy endings, because true love never ends.”

Having a Living Trust will take a lot of stress out of our lives”

Mr. Randal, CA

“When we went to Kris, we understood everything she was talking about”

Mr. & Mrs. Lee CA

“I found out about Kris thru my dad”

Evelyn Rico CA

From: Melva Yee
Date: Wed, Oct 1, 2014 at 1:54 PM
Subject: Fwd: Great webinar
To: info@readyforpretirement.com
Kris,
Today’s session was one of the most insightful, straightforward and fun. Thank you so much! I’ve pinged you a message via LinkedIn to connect.Best,

Melva

The reason I came to see Kris was to allow my wife and I to have a more stable financial future”

Mr. & Mrs. Metzger CA

On behalf of our National Board and members of Women in Insurance & Financial Services (WIFS), thank you participating in our Educational Webinar Series.

Your webinar topic: 3 Secrets for Safe Money and a Fabulous Future offered fundamental information to help our members advance in their careers and develop their businesses. Your expertise, as well as, the time and effort you spent preparing for your webinar was beneficial to our members and truly valued.

We know that your time is extremely valuable and we greatly appreciate the role you played in educating our members and fostering important discussion. As a small token of our gratitude, we have enclosed a special gift for you.

Thank you again for your participation and support of women in the industry.

Sincerely,

Susan L. Combs

2014/2015 National President

Dear Kris Miller:

Re a referral of Velma Stengel:

 

Here is the story for you to share. Velma Stengel my sister lost her Husband of 59 years in March.

She had mentioned to me that some neighbors said she needs to seek a lawyer and get her living trust updated. The cost of an attorney would be very expensive. I replied to her by saying you need to call my trust people. I gave her the phone number and she called and is very pleased with the service.

And I must mention trust Unlimited save her Money as well.

This is a testimony to affirm your good service.

Hope You can inform others of your service and I Thank You.

Sincerely,

Cleo Grace Badgett

Cgb

We are deeply touched by your selfless service to us through this Living Trust.  We thank you from our hearts and pray your kind generosity will be returning to you in many blessings.

Dana T.

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Testimonials

Dear Kris Miller: Re a referral of Velma Stengel:   Here is the story for you to share. Velma Stengel my sister lost her Husband of 59 years in March. She had mentioned to me that some neighbors said she needs to se...
Read More..
2015-07-22T23:21:38+00:00
Dear Kris Miller: Re a referral of Velma Stengel:   Here is the story for you to share. Velma Stengel my sister lost her Husband of 59 years in March. She had mentioned to me that some neighbors said she needs to se...
Read More..

Kris Miller has the ability to explain planning for retirement in a way we can all understand and prepare. – Patricia Fripp
2014-11-14T02:26:09+00:00
Kris Miller has the ability to explain planning for retirement in a way we can all understand and prepare. – Patricia Fripp

Having a Living Trust will take a lot of stress out of our lives” - Mr. Randal, CA
2014-11-14T02:27:13+00:00
Having a Living Trust will take a lot of stress out of our lives” - Mr. Randal, CA

Dear Kris Just a short note to tell you how much I appreciate your advice to invest in American Equity it is making my life much easier Sincerely - Patty Matheis
2014-11-14T02:27:43+00:00
Dear Kris Just a short note to tell you how much I appreciate your advice to invest in American Equity it is making my life much easier Sincerely - Patty Matheis

“I would like to say ‘Thank You’ for the professional and personal way you took care of my estate planning and also my investments.” – Coleva A. Rogers
2014-11-14T02:28:34+00:00
“I would like to say ‘Thank You’ for the professional and personal way you took care of my estate planning and also my investments.” – Coleva A. Rogers

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